Personal loans · $100 – $5,000 · all credit types considered
Request at your own stride
$100 – $5,000 · as soon as the next business day, if approved
256-bit SSLSoft inquiry onlyNot a lender
- All credit types
- Checking won't affect your score
- No obligation
- Free to request
This week moved faster than your paycheck.Online personal loan requests, $100 – $5,000
That doesn't make you bad with money. One request reaches a network of lenders, and checking your options won't affect your credit score.
The short stretch
Six things that outran the paycheck.
- The front tire picked Tuesday.
- The electric bill came back with a red stamp.
- School shoes, two sizes up, by Monday.
- The prescription cost more at the counter.
- Paid on the fifteenth. Rent is due the first.
- You already asked your sister once this year.
If one of those is your week, you're not behind on anything but timing. One request for $100 – $5,000 goes to a network of lenders. Some fund as soon as the next business day, if approved.
Back to my requestHow it works
Three strides from request to reply.
You name the amount
A few short screens: what you need, how you're paid, where the money should land. Free, and you can stop at any point.
One form, on your phoneLenders weigh it up
Your request goes to a network of lenders and lending partners. Each makes its own decision. LendSwiftlyNow makes none.
A network, not one deskYou read before you agree
If a lender makes an offer, you see its rate, fees and due dates first. Take it or leave it. Saying no costs nothing.
The last word is yours
Read this part slowly
Swift in the name. Unhurried in the terms.
Nobody here asks you to rush past the numbers. Every offer comes from the lender, with its rate, fees and due dates set out before you agree.
How a request travelsSteady ground
Sure footing, whatever the week did.
We say what we are
A request service, not a lender. We don't make credit decisions, approve loans or set terms.
Looking costs your score nothing
Checking your options won't affect your credit score. A lender may run a fuller check if you go ahead with its offer.
Contact you can switch off
Lenders and partners may reach out after a request. If you want the messages to stop, unsubscribe here.
Guides
Three reads for a short stretch.
How your pay schedule shapes a small loan offer
Weekly, every two weeks, twice a month or monthly: what changes in the due dates and the payment size.
Read the guideDue date on a weekend: what happens to the payment
Why banks don't settle debits on weekends, which day your lender may use, and how to leave a cushion.
Read the guideNo offer after a loan request: what it means
The usual reasons, what to check first, and what to try before you send the same request again.
Read the guideQuestions
What people ask before they set off.
Is LendSwiftlyNow a lender?
No. LendSwiftlyNow is a request service. Your request goes to a network of lenders and lending partners. Any offer comes from a lender, on that lender's terms, and only the lender decides.
What amount can I ask for?
Requests run from $100 to $5,000. A lender may offer less than you asked for, and what is available depends on your state and on the lender. You can turn down any offer.
Does looking at my options touch my credit score?
No. Checking your options won't affect your credit score. If you go ahead with an offer, the lender may run a fuller credit check, and that check can show on your report.
What do lenders look at if I am paid every two weeks?
Usually the pattern of your deposits, not one paycheck. Lenders tend to look at how regularly money arrives, your checking account history and what you already owe. Many then set due dates that land on or after your paydays.
What happens if my payment date lands on a weekend or holiday?
Banks do not settle these debits on weekends or federal holidays, so the withdrawal usually moves to the next business day. Some agreements use the business day before instead. Your loan agreement decides, so read that line before you sign.
What if no lender makes an offer?
Then nothing further happens with that request and you owe nothing. It often comes down to state rules, income timing or the amount asked for. Our guide on requests that draw no offer covers what to check before you try again.
The home stretch starts at the top of the page.
One request. A network of lenders. Nothing to accept unless the terms suit you.
Back to my request